Buy to let
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Why Let
There are many circumstances which lead to one’s decision to let their property, whether it be to provide of retirement, relocate or to move abroad.
Letting your property offers an increasingly secure form of investment with annual yields easily exceeding other kinds of investment. This provides a consistent income which is tied to the general cost of living.
The demand for rental properties is increasing due to younger people renting for longer and a general shortage of property.
Buy to let properties are popular with mortgage providers, as they are more relaxed about lending to this
type of purchase. The value of your property is likely to rise over time, as well as provide a consistent income.
If you’re living abroad, there are certain legal formalities that need to be addressed in relation to the non-resident-landlord-scheme (NRLS).
Our team will guide you through the most suitable “Buy to Let” options, connecting you with reliable mortgage brokers and conveyancing com
Building a Portfolio
We can also help you build your portfolio, sharing new local investment opportunities and detailed market reports which show areas anticipating the most growth.
When building your portfolio, there would be further exposure to the market and therefore we will guide you fully on achievable rents and cashflow forecasting to ensure that investments made are fully secure.
Frequently Asked Questions
Our members are full trained to understand thoroughly all requirements and are equipped with the best systems to oversee compliance. We also ensure that all tenants are referenced comprehensively and offer a rent and legal service guarantee which will give you peace of mind and financial security.
One of the key benefits is that we make daily payments to Landlords through the use of market leading and bespoke software to manage rents promptly. Once reconciled through our system, rents are paid by BACS directly into your chosen bank account. We also generate monthly rental statements which are sent by email.
There are certain tenancies which fall outside the housing act, however in the vast majority of cases, the type of agreement used is an assured short-hold tenancy agreement, also referred to as an “AST”. This gives the tenant a minimum fixed term tenancy of 6 months.
As part of our fully managed service, we provide rent guarantee and legal cover. As we will ensure that every tenant is thoroughly vetted before a tenancy can be accepted, it is unlikely you should experience a problem like this, however in cases of rent default and the need to evict a tenant who is in breach of their tenancy terms, we will proactively work on your behalf to ensure the most appropriate action is taken.
As a Landlord, you have a legal obligation under the Landlord and Tenant Act to maintain the structure of the building, sanitation and upkeep of items provided as part of the tenancy.
There is very little difference in rental value between a furnished or unfurnished property and its location. It is based on one’s preference. A bedsit in a shared property targeting young professionals, it would usually be expected that the property is furnished, whereas a property at the higher end of the market would normally be expected to be unfurnished. It will also depend on your own individual circumstances as well and what’s also important to consider is that white goods are usually supplied whether a property is let unfurnished or furnished.
The upkeep of gardens, is written in the tenancy agreement and is the tenant’s responsibility, however it’s recommended that necessary equipment is supplied to ensure that the tenant adheres to this. Should you have large gardens or plants that require special attention, we can arrange a gardener at low cost.
An adjudication process is offered by the bond scheme to settle any potential dispute over proposed de-ductions at the end of the tenancy. This is why we have invested heavily into the quality of our inventory reports, as the outcome of any adjudication will depend on the evidence supplied. As your agents, we will do our utmost to ensure you are best protected.
Under an Assured Shorthold Tenancy agreement, the Landlord has mandatory rights to serve a minimum of two months’ notice to reclaim possession of their property at the end of the fixed term contract. At the end of the notice period, the tenants will have been expected to vacate your property.
The “Right to Rent” scheme was rolled out across England in February 2016. Its purpose is to make sure that tenants have a legal right to live here before granting a tenancy. We have been carrying out these checks for many years anyway but now failure to obtain a sufficient proof of residence will result in a fine.
All Landlords could be liable to pay tax on their rental income, whether they live in the UK or abroad. Fur-ther information can be found on the Inland Revenues website.
As part of our fully managed service, we register the bond in our chosen scheme, though you have the option to choose a different deposit scheme should you wish to manage the tenancy. We can guide you on which one is most suited to your needs.
You are required to give the tenant appropriate notice before entering the property.
It’s stated in the tenancy agreement that the tenant is responsible for paying council tax and utility bills. It is also the tenant’s responsibility to pay the TV license, unless the Landlord has supplied a TV as part of the tenancy.
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Read what our customers are saying
Thank you
Diane,
Thank you for everything.
NG has given me the most valuable experiences I could ask for.
I feel valued at NG. Without this experience I wouldn’t have felt comfortable to work in this style of job until after my degree, so thank you.
You have done so much for me and I hope to pay you back some way in the future.
Caitlin X
Caitlin - Administrator
A welcome 'Thank You' from a valued international landlord
'Thank you Diane, proud to be with you...
Roberto'
Roberto - Valued International Landlord
Teenage mum and toddler say a big thank you to Norman Galloway
It really is so lovely when you provide a home to a teenage mum and toddler and you know that the extra mile you go is genuinely appreciated.
A Big 'Thank You' from a teenage mum - A.S.
Would definitely recommend Normal Galloway, they're so so helpful and extremely professional!
Positive: Professionalism, Responsiveness, Value
Been in touch with Diane for the past few months in regards to a new property I'm moving into next year and she's been extremely kind and helpful with all my enquiries. Diane always makes sure she meets my needs within a very short amount of time and I couldn't have asked for someone better! Would definitely recommend Normal Galloway, they're so so helpful and extremely professional!
★★★★★ Bhavya Kumar - Student Tenant Google Review
Thank you
Dear Team,
Thank you for a fantastic first week and for making me feel very welcome.
Please have a treat on me.
Tati X
★★★★★ Tati - Administrator
A Thank You with Flowers and Chocolates
After completing a very successful week with us, 15 year old Yuvraj, who quite frankly, was exceptional when it came to professionalism and fitting in, decided to show his gratitude with stunning flowers and a box of chocolates.
You are welcome any time Yuvraj.
You may have noticed that we weren't quite quick enough to get pics of the chocolates!
Yuvraj S - 15 year old work experience - Nottingham Free School
On hearing that we are now selling properties - 'Great to hear the business is doing well '
'Thank you for the update we will definitely use this service when required
Many thanks
Liz'
Liz - A valued landlord of Norman Galloway Sales and Lettings
would certainly recommend Diane and Norman Galloway - Google Review
I have had the pleasure of speaking with Diane on many occasions and would certainly recommend Diane and Norman Galloway to any student looking to rent, professional or landlords looking to let. They will be given a five-star service. Very professional and passionate.
★★★★★ Jack Lucas Unihomes
I can’t recommend them enough 5*
I’ve worked with Norman Galloway Sales & Lettings for a few years now. I’ve always found them, organised, efficient and very friendly to deal with.
I can’t recommend them enough 5*
R&R Inventories Ltd
Property Inventory Services
★★★★★ Richard S - Supplier - Google Review
A Big Thank you with Cakes and Flowers
It is always difficult when dealing with historic rent arrears, but oh so rewarding when you recoup every last penny for the landlord.
Stella Thurgood - Valued Landlord
Happy tenant testimonial
"Thank you, you’ve been an amazing agency!"
Chloe and Dylan
Another happy tenant - Wow ? amazing people at Norman Galloway lettings ,Dianne is an absolute diamond - Google Review
Wow ? amazing people at Norman Galloway lettings,Dianne is an absolute diamond, They are all very professional and very kind-hearted, and have really helped me out in the last 7months.
I have recently helped them out by holding onto some keys for them and passing them to the next person etc .
So I got a knock at the door today and I was amazed it was a lovely gift from Dianne and the rest of the team it was a box of chocolates and a lovely card to state how much they were thankful for my help, I couldn’t believe my eyes, such amazing people had thought of me and sent me a gift and it really touched my heart I even teared up a little,
Thank you so much for all of you at Gallaway lettings I’d highly recommend you any day, much love Samantha
★★★★★ Samantha Spalding